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Interest rates on private student loans are based on one’s credit score.
Therefore, you may be able to get a lower interest rate through a private consolidation loan if your credit score has improved significantly since you first obtained the loan.
Upon graduation or soon thereafter, many students attempt to consolidate their student loans.
So let’s take a look at consolidating both federal and private loans.
The Federal Direct Consolidation Loan program, however, has no minimum balance for consolidation loans.
To keep this resource 100% free, we receive compensation from many of the offers listed on the site.ccording to the Project on Student Debt, the average debt for graduating college students is ,000 as of 2010.